The most financially stretched homeowners in Britain will be the first to be hit by the Bank of England’s decision to raise the Bank Rate to 0.25pc….

Savers have called on banks to pass on higher interest rates to customers and boost their rainy day funds. The Bank of England announced interest rates will…

Interest rates are still low historically, but they are likely to rise further next year. Anyone on the standard variable rate should switch to a fixed-rate deal…

Nationwide, Britain’s biggest building society, also said tracker mortgages would rise from February but said it was “considering what impact this announcement would mean for savers” and…

The Bank of England is to consider relaxing mortgage affordability tests in a move that will stoke fears over a further surge in house prices. Threadneedle Street…

Mortgage lenders’ push to offer lower rates to more environmentally friendly properties risks “eco privilege” among homebuyers, experts have warned. Lenders incentivise borrowers to make eco improvements…

First-time buyers could borrow tens of thousands of pounds more if the Bank of England goes ahead with plans to loosen its lending rules. Threadneedle Street is…

Sarah Coles, of Hargreaves Lansdown, said: “Renters face a ‘Catch-22’, because renting is too expensive for them to save to get onto the property ladder, which then…

First-time buyers could borrow tens of thousands of pounds more if the Bank of England goes ahead with plans to loosen its lending rules. Threadneedle Street is…

At the same time, SVRs have held steady at between 3.6pc and 4.6pc over the past decade, even as initial rates on mortgages have plunged, making the…

The Government’s flagship mortgage guarantee scheme for borrowers with small deposits has helped just nine first-time buyers a day. When Chancellor Rishi Sunak first unveiled state-backed 5pc deposit…

For every professional landlord with a thriving (and sizeable) property portfolio, there is another who fell into the sector by accident. Frequently those who are upsizing or…

Only one in 1,000 homeowners have been helped by new City watchdog rules intended to make it easier for borrowers to switch to a better deal.  Tens…

Lenders began increasing rates in October ahead of an anticipated move by the Bank of England to raise its Base Rate the following month. The rise never…

It began in the run up to an anticipated Bank Rate rise by the Bank of England earlier this month, which ultimately failed to materialise, but continued…

The average monthly rent for that year was £759, according to statistics aggregator Statista, covering these monthly repayments. Alternatively, an interest-only mortgage would cost the landlord £503…

Mr Stewart said: “Customers without obvious income but where rental income is enough to meet mortgage payments will have access to a wider range of buy-to-let mortgage…

Homeowners will be able to fix their mortgages for 40 years with no early repayment charge as specialist lender Kensington Mortgages looks to take advantage of fears…

Inflation hit 4.2pc in October and there will be growing unease at the Bank of England that rapidly rising prices are causing living costs to spiral. The…

Samantha Bayliss, 36, began overpaying on her mortgage when she bought her first home aged 24. “I worked out that I would be paying the bank in…