The National Bank told what was happening with problem loans during the war in Ukraine

The total volume of problem loans in the banking system is UAH 429.5 billion.

The volume of non-performing loans increased by UAH 12 billion in December /  photo

Against the background of a full-scale Russian invasion, an increase in the share of non-performing loans (NPL) in the banking sector of Ukraine was recorded.

As reported by the NBU press service, as of December 1, the share of non-performing loans was 36.8% compared to 35.5% on November 1.

The amount of non-performing loans increased by UAH 12 billion in December. In November, the volume of NPLs increased by UAH 18.4 billion.

The total volume of problem loans in the banking system is UAH 429.5 billion.

Foreign banking groups account for 17.7% of NPLs, private banks – 22%, the remaining part – for state-owned banks.

Loans during the war:

On June 5, 2022, the Chairman of the Committee on Finance, Tax and Customs Policy of the Verkhovna Rada, Danylo Hetmantsev, announced that Ukrainians will have their debts for housing loans destroyed by the occupiers written off.

On September 19, 2022, Vice Prime Minister of Ukraine Iryna Vereshchuk told how to get compensation for destroyed housing.

On November 24, the Ministry of Social Policy, within the framework of the prisoner’s memorandum with the Norwegian Refugee Council, handed over a list of applications for the payment of financial aid to 50,000 Ukrainians who applied for the “yeDopomoga” platform.

On December 2, 2022, the Verkhovna Rada adopted in the second reading the draft law (No. 7441-1) on writing off loans for housing and cars that were damaged or destroyed during the war.

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