The Nova Poshta company announced the launch of the “sending on credit” service. Thanks to this, customers who order a product with a postpaid option can pick it up and pay the cost within a year. The seller receives the full amount of money immediately after the customer inspects the parcel and confirms its receipt.

It is noted that the “sending on credit” service can be issued only by the customer of the goods and only at the “New Post” branch. The following conditions apply to the service:

• Credit term – 12 months;
• The price of the product is from UAH 1,000;
• The maximum loan amount is calculated individually for each client. You can find out about your credit limit in the mobile application in the Personal Account or in the Nova Poshta branch.

Financial services at the branch are provided by the NovaPay company, which is part of the Nova Poshta group of companies. The service can be used by customers who meet the following requirements:

• citizens of Ukraine aged 18 to 65;
• have used the services of “Nova Poshta” during the last 6 months;
• have a good credit history.
• For using the loan, the client will pay a commission of 2% of the borrowed amount per month and an annual rate of 0.00001%. Let’s consider an example with the purchase of a multicooker worth 3,000 hryvnias with post-payment and the service of “credit transfer”.

The total amount of the loan will be UAH 3,135: the cost of the goods is UAH 3,000. + delivery cost 55 hryvnias. (around the city + box) + fee for money transfer 80 hryvnias. (2% + UAH 20). The monthly interest on the loan will be UAH 62.7 (2% of the loan amount). In this case, the monthly payment is UAH 324, and the total overpayment for 12 months is UAH 752.4.

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The loan must be paid monthly in equal installments during the year at any financial institution or at the Novaya Poshta branch. Also, the loan can be repaid early without additional fees and surcharges.

How to use the “Link to credit” service:

• order a product with payment on delivery with delivery to any branch of “Novay Poshta”;
• examine the parcel with the goods and tell the operator-cashier about the desire to collect the parcel on credit;
• provide the operator with the original passport with registration number and identification code or use the documents through “Diya”. It is important that the documents must be of the same format – either originals or “Deed”;
• as soon as the identity verification is passed, the recipient’s phone number will receive an SMS with a password for signing documents electronically;
• inform the cashier operator of the password via SMS and pick up the package.