Lloyd and Sandra Cordoza wanted to know whether the coronavirus pandemic meant they could no longer retire early. Mike Hall wondered whether to invest his £60,000 savings into an Isa or a buy-to-let property. Alan Johnson needed help figuring out whether saving £450 a month would allow him to buy his first home. 

Now more than ever many of us are faced with dilemmas on how to manage our money and ensure we’re setting aside enough to meet our goals. These could be retiring early, buying a first home, saving for children’s school fees, covering the cost of care or giving yourself enough to travel the world as part of a career break. 

It is possible to meet your goals with diligent saving and some shrewd investing decisions. It’s not unheard of for financial advisers to charge 3pc of your investment amount – that would be £3,000 on a £100,000 pot – to create a plan, plus 0.5pc to keep an eye on it. 

This is where Telegraph Money can help. We can capture your financial situation and ask two experts to devise saving and investment plans – for free.

Remember that building your wealth on your own isn’t for everyone. Some feel more comfortable with the constant vigilance of a financial adviser who can help select investments to match your changing attitude to risk and can highlight valuable tax breaks.