Do I have to pay capital gains tax when I gift a property?
There is an annual allowance of £12,300. Any gain above this is taxed at 18pc for a basic-rate taxpayer or 28pc for a higher-rate taxpayer. In the vast…
Questor: yes, it’s heretical – but now is the time to sell Warren Buffett’s Berkshire Hathaway
It’s true that Buffett is not, despite his enormous fame, a one-man band: he has enjoyed a 56-year partnership with Charlie Munger, who is perhaps even more…
‘I was missing £2,000 after Revolut’s shutdown’
A system failure in the e-money app Revolut has left a customer £2,000 out of pocket with two banks unable to locate where the money had gone….
How to supercharge a pension in your 40s
Retirement may still seem a long way off to anyone in their 40s but it is never too soon to start saving extra. Most people will have…
Financial victims ‘let down’ by body that should protect them
The Financial Ombudsman Service, which mediates disputes between consumers and companies, has promised to overhaul its operations after an independent report criticised long delays and urged it…
‘I’m 81 and own just 10 stocks – is this too risky?’
An adventurous investor in their 80s is a rare sight – particularly one who only started investing a couple of years ago and invested everything in only…
Where omicron risks hitting house prices – even if Covid variant is mild
The threat of the variant Martin Elliott, of Hunters estate agents in Manchester, said the rise of the new variant and the threat of increased travel restrictions…
Hybrid cars explained – and should you be worried about a ban in 2035?
As a result, some manufacturers refer to them as ‘self-charging’ hybrids, though this term has caused plenty of controversy, with some critics believing it’s misleading to buyers…
How to buy the best family car in 2021 – and grab a bargain
It’s a contentious question. As the SUV craze sweeps the country, many people are asking: do we really need them? For families, it’s clear where the advantages…
Toyota commits to hydrogen as well as battery-electric for next-generation low emissions cars
Running on 20-inch wheels, the bZ4X will have a choice of two power outputs, 201bhp with rear-wheel drive and 215bhp with four-wheel drive, along with a range…
The best sweet and fortified wines to drink this Christmas
Waitrose’s own-label Sauternes is also made by Ch. Suduiraut and it, too, is lovely: Waitrose No 1 Sauternes Château Suduiraut 2013 (Bordeaux, France, 13.5%, Waitrose, £16.99) tastes…
Waiting for your booster? What you can do to protect yourself against Covid
So what can we do to protect ourselves against Covid, or improve our protection against severe illness? Lose weight If you’re overweight, it’s a good idea to…
‘When the Taliban returned, I set up a free online school to help thousands of girls in Afghanistan’
When the Taliban returned to power in August, banning women and girls from receiving an education, I began receiving anxious messages from Afghan girls who had been…
‘No-one suspects how desperately lonely I am – not even my ‘friends’ or colleagues’
Last Christmas Day, the only people I spoke to were a couple I approached, when out walking, to ask if I could stroke their dog. The rest…
Who in their right mind thinks that life gets easier at 43?
I would have spat out my tea at a survey revealing the nation thinks you start “slowing down” in your mid-40s, but I didn’t have time to…
Empowering residents to design their own streets can help solve the housing crisis
We Britons are conservative about our neighbourhoods, and rightly so. We take pride in them, wishing them to remain green and pleasant. The reason many planning reformers…
Starmer should remove the whip from Richard Burgon
Labour’s hard Left have spent the last few days whinging about how centrist Keir Starmer’s new shadow cabinet is. The fact that the most high-profile sacking was…
It’s not the public who need to pull their weight over the obesity crisis
After Christmas, like everyone else, the residents of Wolverhampton will be going on a diet. But they will have the added incentive of being bribed by the…
Sajid Javid cannot afford to cut GPs’ workload
Sajid Javid, the Secretary of State for Health and Social Care, is right to highlight the importance of the booster jab programme. But accelerating this rollout by…
A snog at Christmas? I hadn’t thought about it in years… but yes please
This year, farms, families and businesses have been literally left powerless after Storm Arwen wreaked havoc across the north of England. No heat, no light. Children put…
Have a laugh – play my wokey-wokey game
Some things are too serious not to be laughed at. Them wokeys are top of the list. So much so that here at Woods Towers I have…
Angela Merkel claimed to be the great unifier — she leaves as the great divider
Angela Merkel’s 16 years as Chancellor of Germany ended last night on a nostalgic, even bathetic note, with a torchlit military parade accompanied by a band playing…
Storm Arwen highlights the need for reliable energy
Six days after Storm Arwen ravaged the north of England and Scotland, thousands of people remain without power. The tempest uprooted ancient woodlands and dumped unseasonably large…
45 of the best online fashion websites that offer home delivery
Shop this effortlessly cool Scandi brand online and find affordable fashion across womenswear, kidswear, lingerie and cosmetics. With great picks across dresses, jumpsuits and knitwear in particular,…
Everything you need to know about how to declutter your home, and keep it permanently tidy
In the coming days, many of us will find ourselves rummaging through boxes in a bid to track down our Christmas decorations – if you haven’t done…